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My Mortgage Blog — Latest Posts
Will Home Ownership be a Pipedream for Gen Z?
There may be no better feeling than closing on your first home. Over the last 10 years, first time homebuyers have seen the market change dramatically, whether it’s mortgage rule changes that impact...
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An Alphabet Soup of Economic Predictions
Which is Canada most likely to experience? You’ve likely heard of analysts using letters of the alphabet to describe the potential paths for Canada’s economic recovery. Will that graph of the...
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Mortgage Insurers Making Headlines
CMHC Makes Policy Changes – Genworth & Canada Guaranty Stay Put It came as a surprise to many mortgage industry insiders when the Canada Mortgage and Housing Corporation (CMHC) announced...
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CMHC Will Be Tightening Mortgage Rules as of July 1st
Effective July 1, the following changes will apply for new applications for homeowner transactions:Limiting the Gross/Total Debt Servicing (GDS/TDS)ratios to our standard requirements of 35/42; (was...
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