Mortgage Insights

Refinancing Santas Workshop Not all of my refinancing clients have been easy. When Santa Claus was ready to refinance his workshop, it required me to do some magic and utilize all of my skills and expertise. Santa and Mrs. Claus decided they wanted to take out a home equity loan to make some improvements to… Read More »Refinancing Santas Workshop

Understanding Mortgage Down Payments For many homebuyers, the down payment is the biggest hurdle along the path to homeownership. This is especially true for first-time buyers, who often have to scrimp and save for years to come up with the down payment to buy a home. The challenge has been exacerbated in recent years due… Read More »Understanding Mortgage Down Payments

A Guide to scoping out bad neighbours before you buy Have you ever been kept up late at night because your neighbours don’t know when to quiet down? Or had a nosy neighbour who won’t leave you alone? If so, I’m here to help you avoid that in the future! Having bad neighbours can ruin… Read More »A Guide to Scoping Out Bad Neighbours Before You Buy

5 Things to Consider When Buying a Home Close to a School Back-to-school season has arrived, and if you live close to a school you’ve probably noticed the change in your neighbourhood. Some pros and cons come with living next to a school. Whether it’s the right choice for you completely depends on your situation… Read More »5 Things to Consider When Buying a Home Close to a School

Closing Costs to Be Prepared For When new homebuyers are shopping for their first home, they tend to focus on the number one expense: the down payment.  But there’s a myriad of additional costs, all of which can add up and potentially overwhelm a first-time buyer who hasn’t planned accordingly. Below, we’ve reviewed some of… Read More »Closing Costs to Be Prepared For

A Young Family’s Home-Buying Guide Buying a home looks a little different depending on the stage of life you are in. As a young family, you are not only buying a house that suits your individual needs but also those of your child and potential future children. This will require some planning and consideration of… Read More »A Young Family’s Home-Buying Guide

4 reasons to consider Investment Properties Investing in apartment buildings, commercial properties, and single-family homes can have endless benefits, but also come with some risk.  While we hope that the value of our investments is always increasing, that is not always the case.  Real estate investments, like all investments – don’t always pay off.  It… Read More »4 Reasons to Consider Investment Properties

Debunking Mortgage Myths Getting a mortgage is one of the biggest steps in purchasing a home.  With so many lenders and mortgage plans available, it’s important to understand the process and be aware of your options. There is tons of information out there, and not all of it is true.  As a mortgage broker, it is… Read More »Debunking Mortgage Myths

6 Important Mortgage Features to Consider Real estate is a hot commodity all over Canada.  Prices have gone up and listings are in high demand.  Interest rates are comparatively low and competition among lenders is high.  It’s important to read the fine print to ensure you’re getting the best mortgage product for you.  All lenders… Read More »6 Important Mortgage Features to Consider

What You Need to Know About Refinancing Your Mortgage More homeowners are considering refinancing their mortgage.  What is mortgage refinancing exactly?  It’s the act of paying out your current mortgage and replacing it with a new one, with different terms and a new rate.   There are many reasons you may want to refinance your mortgage,… Read More »What You Need to Know about Refinancing Your Mortgage